Rent to Buy - Frequently Asked Questions
Question#1 - What do I/we have to do to get this home?
Answer#1 - Simply submit an application. We cannot start the process until we receive your application.
Question#2 - How soon will we know if we get the home?
Answer #2 - Within 3 to 4 business days we have a response to your application.
Question#3 - What if I have no credit, or terrible credit?
Answer#3 - You may not be approved, but you will have the opportunity to receive a free copy of your credit report and learn what you need to do to buy a home.
Question#4 - I have filed bankruptcy, how will that effect me getting the home?
Answer#4 - You must be 2 years from your discharge date in order to be considered.
Question#5 - I have medical bills on my credit report, how will these effect me getting the home?
Answer#5 - In most all situations, medical bills/collections will be overlooked.
Question#6 - I have judgements on my credit report, how will that effect me getting the home?
Answer#6 - All judgements must be paid.
Question#7 - I know my credit report is not good or even maybe terrible, what can I do?
Answer#7 - Submit an application. If you are not approved we will help you learn what you need to do in order to buy a home. You will have the opportunity to receive a free copy of your credit report and free credit counseling.
Question#8 - I submitted an application more than 4 business days ago and have not heard anything, why is that?
Answer#8 - Most likely because you were not approved and your application did not contain a vaild email address. Please feel free to call us at 317-632-1501 to check the status of your application and/or receive a free copy of our credit report.